This episode explores the relationship between using a credit card and a debit card. In this example, I share my experience with credit cards and discuss why I am now shifting over to debit cards. I explore the different financial options for different people. For some, credit is the way to go, and for others, credit cards can lead to financial ruin. Which way or combination of ways would be best for you? Are you a credit or debit person? Can you manage your money on a regular basis, or do you need a bit of support in this area? If so, making the shift could be very beneficial.